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Payment + insurance
At Rose Wellness, we're committed to making therapy accessible to all. While all our therapists accept out of network benefits, some also accept insurance. To ensure that you have all the information you need about payment and insurance options, we highly recommend reviewing the information below before scheduling a session with one of our clinicians.
In Network
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We have clinicians who are in network with Carefirst BCBS, United Healthcare, and Cigna. To find out about your deductible and copay, please call the number on the back of your insurance card before your first session and ask them:
If you have a high deductible, your responsibility per session will be the entire cost that insurance allows (often between $100 and $115). This is why it is important to ascertain the cost of your deductible prior to the first session so that you are prepared for a potential cost.
Out of Network
If you have a Preferred Provider Organization (PPO), you likely have Out of Network (OON) Benefits. We strongly recommend calling your insurance prior to your first session to verify Out of Network benefits. In this instance, the following applies:
Questions to Ask your Insurance Company
If you are uncertain about how your insurance operates, we recommend using the following questions with a representative from your provider:
Self Pay
Self-pay rates range from $150 to $175 and vary by clinician. Payment is accepted via credit card (HSA/FSA card included).
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your healthcare provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.